Dahabiya Cruise: Your Passport To Paradise Of Nile

Egypt is that perfect country where one can find every aspect of a good holiday. The country’s richly profuse history and an ancient culture teemed with bazaars and the unforgettable Nile certainly makes the trip a unique experience. Those who travel to Egypt never fail to board the Dahabiya for a memorable trip down the river Nile. Nile that flows throughout the country and cuts through the nooks of various cities like Aswan, Cairo and Luxor can give you a pleasant peek into the architecture and outline of the country.

Dahabiya cruise is a very popular and ingenious way of letting your hair down and enjoying your trip to the fullest. It is a secure and ideal way of feasting your eyes on all the monuments, pyramids, sphinxes, temples and other delights that the place has to offer. Nile is the longest river in the world and is your window to one of the most ancient and richest civilizations in the world. Since the river meanders through the various crevices of the country, you easily get an insight into the quintessential lifestyle which the locals follow.

Dahabiya Nile Cruise is in heavy demand these days. A Dahabiya is a colossal looking ship with a giant sail. It is grand in looks and is reminiscent of the days when Pharaohs used to enjoy traveling down the Nile on these. These ship-like structures are not just great in looks from the exterior but are stuffed with all the luxurious items from the inside. You can expect a royal treatment, great hospitality and presence of all facilities inside these vessels. Dahabiya has a colonial presence since they were used by the European travelers to sail down the Nile. Their popularity has increased over the years with the tourists appreciating the comfort and experience they offer.

When you travel to Egypt, you surely would like to explore it in its pristine form. Since Egypt is a huge country with quite a few interesting cities, it may not be possible for you to explore the country on land in just a few days. Dahabiya cruise, on the other hand, makes it possible for you to access different cities in a short time and capture all the mesmerizing moments in your camera and memories. The great thing is that these vessels make a stop-over at certain destinations so that you can take a closer look at the temples and monuments and explore them till your heart’s desire. After you are done, the Dahabiya shall sail again to another destination and for another breath-taking experience!

Dahabiya Nile cruise is an elegant and classic way of traveling in this country. It certainly lends your holiday a unique personality since you virtually do all the sightseeing on and through the Nile. Furthermore, bookworms who have read Agatha Christie’s ‘Death on the Nile’ will definitely look forward to the delights of the river as described in the book. And yes, they won’t be disappointed!
To book a Dahabiya cruise, all you have to do is to log on to internet and make a quick online booking.

About The Author:

This article is written by Nancy Jackson on netbook At Andrew Holtom, this is having topics on Dahabiya cruise, Dahabiya Nile cruise, travel to Egypt. For more details Click here

EIS – Opportunity for UK investors.

An EIS is an investment vehicle that provides funds and capital to small businesses that, due to the tightening of the credit market, cannot otherwise get financing from traditional sources. An EIS is an unquoted company that is not on a stock exchange and is most likely managed by a venture capital firm. These firms manage the investment objectives to protect investors and maximize investment returns. A good firm will have been involved in venture capital investing for a number of years and be able to provide a solid track record of protecting principle and securing returns. Firms operate their EISes differently, some offering investments into single companies while others operate EIS funds in which you could invest into a fund of multiple companies, therefore diversifying your risk.

The benefit of tax protection that EISes offer has resulted in an increased demand among wealthier investors, with EIS being utilized as a strategic tool within their portfolios. The UK government increased tax relief from 20% to 30% and the annual investment amount has been increased from £500,000 to £1,000,000. With the added benefit that the investment is exempt from capital gains tax and inheritance tax, EIS is increasingly the perfect vehicle for certain investors. More and more EISes have become essential within many investment portfolios as an integral tax relief tactic.

Seed Enterprise Investment Schemes

Not quite as large as the EIS, the SEIS provides a similar benefit and experience. The main difference being the investment amount allowed annually which currently stands at a maximum of £100,000, but offers an unprecedented 50% tax relief on the investment’s gains and value. However this 50% is only applicable if the SEIS continues to comply with the SEIS rules and providing the investment is left for a minimum of three years. After three years the investor can sell their stake, incurring no no capital gains tax against profit realized. Furthermore, loss relief applies to any losses incurred.

As of 2014, the upfront tax relief for the highest tax bracket investors equates to a 64% tax break and, when combined with a loss relief tax break of a further potential of 22.5%, equates to an total 86.5% tax relief. The downside tax protection of almost 90% is unprecedented amongst all other investment vehicles and provides significant tactical value to certain investors.

Careful Consideration

As with any investment decision, you need to be careful in your consideration when choosing to use EIS or SEIS for your portfolio. You should be considering these tax relief options in your portfolio after you have exhausted other forms of tax mitigation. The first two that should be utilized are your pension and annual Individual Savings Account (ISA) allowance. These primary tax savings vehicles provide secure investment vehicles; ISAs offer amazing investment flexibility not available through EIS or SEIS. Another option includes VCTs – Venture Capital Trusts – which have similar strategic benefits to EIS or SEIS but are limited to £200,000 per year.

In deciding on further tax mitigation, you need to consider the portion of your portfolio that these tactical investments would make up. Conventional wisdom dictates that you should not put more than 20% of your holdings into risky opportunities, but that 20% could realistically be surpassed with correct use of the right investment vehicles. If you are hedging your portfolio against a known event that will increase your capital gains taxes or inheritance taxes, EIS and SEIS would be a viable way to mitigate those taxes in a given year. In this way you could max out your contributions to these two tactical strategies in order to mitigate the known tax implications from another portion of your investment portfolio. It is these considerations that you should be aware of before deciding on a specific EIS or SEIS company.

Another concern that you should be aware of is the fact that EISes and SEISes are essentially “locked-in” products. You need to be able to leave the investments locked in for a period of at least three years (and in some cases longer) in order to access the tax relief benefits – managers will generally look for an exit in or around year 4, but an exit could realistically take longer and is subject to market conditions. In this way, many EIS and SEIS companies are illiquid and the secondary market for selling EIS/SEIS shares is therefore small. Taking the long view on these investments should be a natural consideration.

Choosing the Right EIS/SEIS

When deciding on the right company to invest for the purpose of tax mitigation, not all EIS/SEIS companies are the same. Choosing a company should not be done on impulse and requires effective due diligence to ensure that their investment philosophy is in line with your own. At the time of consideration, ask all the same questions of the company as you would when investing in any stock. By ensuring the company has a solid and proven track record of investments, open reporting functions that promote transparency and an investment philosophy you agree with, you can feel comfortable with your investment.

By considering an EIS/SEIS investment you are considering an investment option that has a real potential for investment loss. It can be the right option for those looking for a high risk option with an effective tax mitigation strategy as a small portion of their overall portfolio. EIS and SEIS investments can also be an excellent way for investors to dabble in venture capital investing without having to put up too much capital.

How and What is DMV Record Used?

Exactly what is a Department of motor vehicles report?

In simple terms, A Department of motor vehicles report, also called the driving history, is really a report listing the credibility of a driver behind the wheel. Any traffic violations and convictions from the driver are shown up in this report. The time period is dependant on the number of years and the person who is asking for the report. For instance, in certain states an individual report contains information in the past decade or even more while a study asked for by a company might retain the 5 to 7 newest years. Insurance provider demands might contain even less years. To be able to be aware of exact period of time that’ll be covered on the given report, read using your state’s Department of motor vehicles website or speak to a company concentrating in driver online reviews.

How’s a Department of motor vehicles Report Used?

Generally, you will find three primary people or organizations that will request driver reviews:

For Personal reasons
Employer Perspective and
To Save on Insurance
Use it to Remove any Discrepancies

Whenever you request your personal report, it is possible doing the work for 1 of 2 reasons: to check on for errors or to obtain a obvious picture of methods others might help you like a driver. When searching for errors, it is crucial that you realize your state’s guidelines regarding confirming. Certain states may include more details than the others. If you discover an inaccuracy, you are able to petition to be taken off your record. This can be done yourself or make use of a company with experience in this region. Even when no errors are located, you should use the report to obtain a better concept of the way you seem to others who is able to view your report.

Employee Use for Shortlisting Job Applicants

A company or potential employer uses your driving history to carry out a risk-assessment on employing you or ongoing to use you. When the position requires the whole process of a vehicle, truck, van, bus, train, or plane, the driving history will do or die the employing decision. Generally, such positions will need a spotless driving history. Even when an ideal record isn’t needed, any major offences will bar employment, because it would open the business as much as legal cases according to negligent employing practices. For positions by which driving isn’t needed, your record can nonetheless be accustomed to establish your character and just how responsible you’re.

Save on Insurance Premiums

Insurance providers uses your record to do their very own risk assessment. Their risk assessment will be employed to figure out how much it’ll likely cost these to insure you versus just how much you have to pay for his or her coverage. The organization may then choose to offer only specific guidelines rich in rates and insurance deductibles or they are able to opt to not insure you whatsoever.

If you’re worried about what’s in your driving history or else you much like to stay as informed as possible, get the Department of motor vehicles report online from credible sources.